Industries

What we do in every sector.

Joint Heirs works with companies across the economy and around the world. What we do is the same everywhere: find what holds a business back, repair the finances, and build lasting growth. What changes is the sector, and the language, and the numbers that matter. Each one below opens to a full page on the work.

Consumer products

We help brands win at shelf and online: pricing, product mix, trade spend, and the supply chain behind them. We work on the cost to serve and the margin on every product.

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Retail

We help retailers hold margin while they grow: store economics, assortment, inventory, and the move of sales to digital. We fix the unit economics of each location and each channel.

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Financial services

We help firms across lending, payments, and wealth raise returns, control risk, and modernize the operations underneath the product.

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Banking

We work with banks and lenders on cost of funds, credit quality, fee income, and the back office that carries them, and on the loan book itself when it needs cleaning up.

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Insurance

We help carriers and agencies on underwriting discipline, claims cost, distribution, and the reserves and capital behind the balance sheet.

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Healthcare

We work with providers, clinics, and practices on what decides whether they survive: patient volume, payer mix, billing and collections, staffing cost, and the cash cycle.

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Life sciences

We help companies in pharma, devices, and diagnostics on commercial performance, pricing and access, and the operations that get product to market.

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Technology

We help software and hardware companies on go-to-market, retention, pricing, and unit economics, and on the path from growth at any cost to real profit.

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Telecommunications

We work with operators on subscriber growth and churn, network and capital spending, and the cost to run and serve the base.

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Media and entertainment

We help media, streaming, and content businesses on audience, monetization, rights, and the cost of production against what it returns.

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Energy and utilities

We work with generators, utilities, and services firms on cost, capital projects, reliability, and the transition of the asset base.

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Industrials and manufacturing

We help manufacturers on plant productivity, procurement, quality, and pricing, and on the working capital tied up in inventory and receivables.

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Automotive

We work across dealers, suppliers, and mobility on cost, throughput, and margin, and on the demand and inventory that swing the business.

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Aerospace and defense

We help suppliers and services firms on program execution, cost, supply chain, and the contracts and compliance that govern the work.

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Chemicals

We work with producers and distributors on plant economics, feedstock and pricing, and the safety and reliability the operation depends on.

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Real estate

We help investors, developers, and operators on asset performance, leasing, operating cost, and the debt and cash structure behind the portfolio.

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Transportation and logistics

We work with carriers, fleets, and third-party logistics firms on network cost, utilization, pricing, and the service levels that keep customers.

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Travel and hospitality

We help hotels, restaurants, and operators on occupancy, revenue per guest, labor cost, and the seasonality that decides the year.

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Agriculture

We work with growers, processors, and agriculture services on yield, input cost, pricing, and the working capital that carries a crop to sale.

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Education

We help schools, training providers, and education businesses on enrollment, retention, cost per student, and the model that keeps the mission sustainable.

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Private equity

We work with sponsors and their portfolio companies through the deal: diligence, the value-creation plan, the turnaround, and the path to exit. We can run the plan ourselves.

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Public and social sector

We help agencies, nonprofits, and mission-driven organizations do more with the funding they have: cost, operations, and the outcomes they are measured on.

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Bring us the problem.

Whatever the sector, the work is the same. Tell us where the business is stuck, and we will tell you what we see and how we would fix it.
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